Taking your time to reread a message can help you spot a potential scam: a fraudulent text may include spelling mistakes, while an email may be from a slightly different address to that of a legitimate person or company. If you feel under pressure to make rapid decisions, take a moment to assess the situation – just pausing for a few minutes can help you identify a fraudster. The financial trade body has an anti-fraud campaign called Take Five, which advises consumers to stop and think before handing over any money or personal details. Their schemes often work “because we are distracted, for example on the school run or at work”. They create a sense of “urgency, authority and scarcity” to put pressure on victims, says Paul Maskall, the fraud and cybercrime prevention manager at UK Finance.
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